Terms & Conditions — ngod88

By accessing, registering on, or using any part of the ngod88 platform available at ngod88.club, you acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions in their entirety. These Terms & Conditions constitute a binding legal agreement between you (the "Player" or "User") and ngod88 (the "Platform", "we", "us", or "our").

If you do not agree with any provision of these Terms & Conditions, you must immediately cease accessing and using the ngod88 platform. Continued use of the platform following any update or amendment to these Terms & Conditions constitutes your acceptance of the revised terms.

These Terms & Conditions apply to all services provided by ngod88, including but not limited to casino games, live dealer tables, sports betting, crash games, fishing games, poker, and any promotional or bonus programmes offered from time to time.

2.1 Age Requirement. The ngod88 platform is strictly an 18+ service. You must be at least 18 years of age to register an account, make a deposit, place a bet, claim a bonus, or withdraw funds. By completing the registration process, you warrant and represent that you are at least 18 years of age. ngod88 reserves the right to request proof of age at any time and to suspend or permanently close any account where the age requirement cannot be verified.

2.2 Geographic Eligibility. The ngod88 platform is made available to players in Bangladesh and in other jurisdictions where online gambling is not prohibited by applicable law. You are solely responsible for determining whether your access to and use of the platform is lawful in your jurisdiction. ngod88 does not represent that access to the platform is legal in all jurisdictions.

2.3 One Account Per Person. Each individual is permitted to register and maintain only one ngod88 account. Creating multiple accounts — whether using the same or different personal details, payment methods, or devices — is strictly prohibited. Where duplicate accounts are identified, ngod88 reserves the right to close all associated accounts, forfeit any pending withdrawals, and void any bonus balances without prior notice.

2.4 Accurate Information. You must provide accurate, complete, and truthful personal information during registration and at all subsequent points when ngod88 requests updated or additional information. Providing false, misleading, or incomplete information constitutes a material breach of these Terms & Conditions and may result in immediate account closure and forfeiture of funds.

2.5 Self-Exclusion. Individuals who have previously self-excluded from ngod88 or from any other gambling platform, or who are registered on any self-exclusion programme, are not permitted to register or maintain a ngod88 account. If you have previously self-excluded and believe you may have registered in error, you must contact ngod88 support immediately.

3.1 Account Security. You are solely responsible for maintaining the confidentiality and security of your ngod88 login credentials, including your username, password, and any one-time passwords (OTPs) issued in connection with your account. You must not share your login credentials with any third party under any circumstances.

3.2 Unauthorised Access. If you suspect that your ngod88 account has been accessed by an unauthorised third party, you must notify ngod88 support immediately via live chat. ngod88 is not liable for losses incurred as a result of unauthorised account access that arises from your failure to secure your credentials.

3.3 Account Verification (KYC). ngod88 operates a Know Your Customer (KYC) verification process in accordance with anti-money laundering best practices. Before processing a withdrawal, ngod88 may require you to submit one or more of the following documents:

• A government-issued photo identity document (National ID card, passport, or driving licence)
• Proof of residential address (utility bill, bank statement, or official correspondence dated within three months)
• Proof of ownership of the payment method used for deposits (screenshot or confirmation of bKash, Nagad, Rocket, or bank account in your name)

Failure to provide requested verification documents within a reasonable timeframe may result in the suspension of withdrawal processing until verification is complete.

3.4 Inactive Accounts. An account that has not recorded any login activity for a continuous period of twelve (12) months will be classified as inactive. ngod88 reserves the right to apply an inactivity administration fee to inactive accounts in accordance with the fee schedule published on the platform at the time inactivity is determined. Players will be notified by the contact details registered on their account before any such fee is applied.

3.5 Account Closure. You may request closure of your ngod88 account at any time by contacting customer support via live chat. Any verified real-money balance remaining in your account at the time of closure will be returned to you via your last-used payment method, subject to standard withdrawal processing times and the completion of any outstanding KYC verification requirements.

4.1 Accepted Payment Methods. ngod88 currently accepts deposits and processes withdrawals via the following payment methods: bKash, Nagad, Rocket, Upay, Visa, Mastercard, and direct bank transfer to supported Bangladeshi financial institutions. Supported banks include Dutch-Bangla Bank, BRAC Bank, City Bank, Islami Bank, and Sonali Bank. This list is subject to change; the current list of accepted payment methods is displayed in the ngod88 account cashier at all times.

4.2 Minimum Deposit. The minimum deposit amount at ngod88 is ৳500. Deposits below this threshold will not be credited to your account and will be returned to the originating payment method. Processing times for returned deposits vary by payment method and may take up to five (5) business days.

4.3 Deposit Processing. Deposits via bKash and Nagad are credited to your ngod88 account in under 60 seconds in normal operating conditions. Deposits via Visa, Mastercard, or bank transfer may take up to one (1) business day to appear in your account, depending on the processing time of the originating financial institution.

4.4 Withdrawal Requests. Withdrawal requests are subject to the following conditions:

• Your account must have passed KYC verification before your first withdrawal is processed.
• Withdrawals will be returned only to the payment method used to fund your account. ngod88 does not transfer funds to third-party accounts.
• Mobile money withdrawals (bKash, Nagad, Rocket) are typically processed within one (1) to six (6) hours of request approval.
• Bank transfer withdrawals are typically processed within one (1) to two (2) business days, subject to receiving bank processing schedules.
• ngod88 reserves the right to conduct enhanced verification checks on withdrawal requests above ৳50,000. Such checks may extend processing times.

4.5 Currency. All transactions on the ngod88 platform are denominated in Bangladeshi Taka (BDT / ৳). If your payment method operates in a different currency, your financial institution or mobile money provider will apply its prevailing exchange rate. ngod88 does not control or guarantee the exchange rates applied by third-party financial institutions.

4.6 Own Funds. You may only deposit and play with funds that are legally your own. You must not fund your ngod88 account with funds obtained from criminal activity, fraud, or any other unlawful source. ngod88 cooperates fully with law enforcement authorities in investigations of suspected financial crime.

5.1 Eligibility. Bonuses, free spins, cashback offers, reload promotions, and any other promotional credits offered by ngod88 are subject to individual eligibility criteria published in the applicable promotion terms. Not all bonuses are available to all players; eligibility may depend on account verification status, deposit history, geographic location, or the specific promotion period.

5.2 Wagering Requirements. All bonus funds credited to a ngod88 account are subject to wagering requirements before they or any winnings derived from them may be withdrawn. The applicable wagering multiplier, eligible games, and time limits for each bonus are stated in the promotion-specific terms. Unless otherwise stated, standard wagering requirements at ngod88 are applied at a rate of thirty times (30x) the bonus amount.

5.3 Game Contribution. Not all games contribute equally to the fulfilment of wagering requirements. Slot games from eligible studios typically contribute 100% of each bet staked towards the wagering requirement. Live casino games, table games, and sports bets may contribute at a lower percentage, as specified in the applicable bonus terms. Bets placed on games excluded from bonus wagering do not count towards the requirement at all.

5.4 Bonus Abuse. ngod88 monitors all accounts for patterns of bonus abuse, including but not limited to: systematic low-risk betting strategies designed to fulfil wagering requirements without genuine gameplay risk; use of multiple accounts to claim the same offer more than once; use of a third party's payment method to qualify for a first-deposit bonus; and exploitation of any technical error or loophole in the bonus system. Where bonus abuse is detected, ngod88 reserves the right to void the bonus and all associated winnings, close the account, and withhold any pending withdrawal.

5.5 Promotion Periods. All promotions have defined start and end dates. ngod88 reserves the right to modify, suspend, or terminate any promotion at any time with reasonable notice. Failure to fulfil wagering requirements within the stated time limit will result in the automatic forfeiture of the bonus balance and any associated winnings.

5.6 Maximum Bet During Bonus Play. While a bonus balance is active in your account, you must not place individual bets exceeding ৳500 per spin or round unless the applicable promotion terms specify otherwise. Bets exceeding this limit during active bonus play may result in the forfeiture of the bonus and any winnings generated by that bet.

6.1 Game Rules. Each game available on the ngod88 platform is governed by its own game-specific rules, which are accessible from within the game interface. In the event of any conflict between game-specific rules and these Terms & Conditions, these Terms & Conditions will prevail unless the game-specific rules expressly state otherwise.

6.2 Void Bets. ngod88 reserves the right to void any bet that has been placed as a result of a technical error, a pricing error, a data feed error, or any other circumstance beyond the normal course of operations. Where a bet is voided, the staked amount will be returned to the player's account balance. No other compensation will be payable in respect of a voided bet.

6.3 Sports Betting. Sports betting markets at ngod88 are subject to the following additional conditions:

• Bets are accepted only on markets that are displayed as open and available in the ngod88 sports section.
• ngod88 reserves the right to suspend or close any market before an event commences or during an in-play event, without prior notice, where it determines that market integrity has been compromised or where reliable data is unavailable.
• Results are determined by the official result published by the relevant governing body (e.g., ICC, BCB, BPL governing council, FIFA). ngod88 does not accept liability for broadcast errors or unofficial result reports.
• In the event of an event being abandoned, postponed, or cancelled before the minimum qualifying period has elapsed, all bets on that event will be voided and stakes returned, unless the applicable market rules specify otherwise.

6.4 Crash Games. Crash games, including those provided by Spribe, use provably fair random number generation. The outcome of each round is determined before the round begins, and the result is verifiable by players through the provably fair verification tool available within the game. ngod88 does not control or influence the outcome of crash game rounds.

6.5 Responsible Bet Limits. ngod88 reserves the right to impose maximum stake limits on individual bets, daily deposit limits, or maximum loss limits on any account at any time, at its sole discretion, including where such limits are applied for responsible gaming purposes or to protect the integrity of operations.

The following conduct is strictly prohibited on the ngod88 platform. Engaging in any prohibited conduct may result in immediate account suspension, permanent account closure, forfeiture of balances, and referral to appropriate law enforcement authorities where applicable.

• Use of automated tools: You must not use bots, scripts, macros, artificial intelligence tools, or any other automated system to interact with the ngod88 platform in place of genuine human gameplay.
• Collusion: You must not engage in collusion with other players, including sharing hole cards in poker, coordinating betting strategies in live casino games, or any other form of co-operative play designed to gain an unfair advantage over the house or other players.
• Chip dumping: You must not deliberately lose chips or funds to another player in order to transfer value between accounts or circumvent withdrawal restrictions.
• Money laundering: You must not use the ngod88 platform for the purpose of money laundering, placement of criminally derived funds, or any other financial crime. ngod88 monitors all transactions and cooperates with financial intelligence authorities.
• Fraud and chargebacks: You must not initiate a chargeback, payment reversal, or dispute on a genuine ngod88 deposit. Fraudulent chargebacks will result in immediate account closure, forfeiture of all balances, and recovery action for the full value of the reversed payment plus associated costs.
• Exploitation of errors: You must not exploit any bug, glitch, pricing error, or technical malfunction in the ngod88 platform. Any winnings generated through the exploitation of a known or suspected error are not payable and will be voided.
• Impersonation: You must not impersonate any other person, including ngod88 staff, in any communication with the platform or with other players.

8.1 Platform Content. All content on the ngod88 platform, including but not limited to the website design, graphics, logos, text, software, game interfaces, and promotional materials, is the property of ngod88 or its licensed content providers and is protected by applicable intellectual property laws.

8.2 Limited Licence. ngod88 grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the platform for personal entertainment purposes only. This licence does not permit you to copy, reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from the ngod88 platform without prior written consent.

8.3 Game Providers. Games available on the ngod88 platform are provided under licence from third-party game studios including Pragmatic Play, PG Soft, JILI, Evolution Gaming, Microgaming, Habanero, Spribe, and others. The intellectual property in each game, including its design, mechanics, audio, and visual assets, belongs to the respective game studio and is used by ngod88 under licence.

Your personal data is collected, stored, and processed by ngod88 in accordance with the ngod88 Privacy Policy, which forms an integral part of the legal agreement between you and ngod88. By accepting these Terms & Conditions, you also accept the ngod88 Privacy Policy.

ngod88 collects personal data for the purposes of account management, KYC verification, fraud prevention, customer support, and the delivery of personalised promotions where you have consented to receive them. ngod88 does not sell your personal data to unaffiliated third parties. Data is shared with payment processors, KYC verification providers, and game studios only to the extent necessary to deliver the services you have requested.

All data transmitted between your device and the ngod88 platform is protected by 256-bit SSL encryption. Stored personal data is maintained on secured servers with access restricted to authorised personnel only. For full details of how ngod88 handles your data, please refer to the Privacy Policy.

10.1 Platform Commitment. ngod88 is committed to providing a safe and responsible gaming environment. Gambling is intended to be a form of entertainment. If gambling is no longer enjoyable or is causing financial, emotional, or social harm, ngod88 encourages you to use the responsible gaming tools available on the platform or to seek independent support.

10.2 Available Tools. The following responsible gaming tools are available to all ngod88 account holders via the account settings panel:

• Deposit Limits: Set a daily, weekly, or monthly cap on the amount you can deposit into your ngod88 account. Limits take effect immediately and can only be reduced immediately; requests to increase a limit are subject to a 24-hour cooling-off period before taking effect.
• Session Time Limits: Set a maximum continuous play session duration. A notification will be displayed when you approach the limit, and you will be automatically logged out when it is reached.
• Cooling-Off Period: Take a break from the platform for a defined period (24 hours, 7 days, or 30 days) during which you will not be able to log in or place bets. This takes effect immediately upon request.
• Self-Exclusion: Permanently exclude yourself from the ngod88 platform. This is a serious step that should be taken when you feel you are unable to control your gambling. Self-exclusion is processed within 24 hours of request and cannot be reversed for a minimum of six months.

10.3 Minor Protection. ngod88 strictly prohibits access by individuals under the age of 18. If you share a device with others, you must ensure that minors cannot access your ngod88 account. You are encouraged to use parental control software if children have access to your device. If you suspect that a minor has accessed the platform, contact support immediately.

For comprehensive guidance on responsible gaming practices, please visit the Responsible Gaming page.

11.1 Platform Availability. ngod88 makes reasonable efforts to ensure the platform is available 24 hours a day, seven days a week. However, ngod88 does not guarantee uninterrupted access to the platform and is not liable for losses arising from service outages, scheduled maintenance, technical failures, third-party infrastructure disruptions, or events outside ngod88's reasonable control.

11.2 Accuracy of Information. ngod88 makes reasonable efforts to ensure that information displayed on the platform, including odds, game return-to-player percentages, and promotional terms, is accurate at the time of publication. ngod88 is not liable for losses arising from typographical errors, data feed inaccuracies, or delayed updates in market odds or game information.

11.3 Maximum Liability. To the fullest extent permitted by applicable law, ngod88's total aggregate liability to you in respect of any claim arising out of or in connection with these Terms & Conditions, your account, or your use of the platform shall not exceed the total value of deposits made by you to your ngod88 account in the 30-day period immediately preceding the event giving rise to the claim.

11.4 Consequential Loss. ngod88 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform, including but not limited to loss of profits, loss of data, loss of goodwill, or loss of anticipated savings, whether arising in contract, tort, or otherwise, even if ngod88 has been advised of the possibility of such damages.

12.1 Right to Amend. ngod88 reserves the right to amend, update, or replace these Terms & Conditions at any time. Where a material change is made, ngod88 will notify registered players by displaying a prominent notice on the platform and, where possible, by sending a notification to the contact details registered on your account. The amended Terms & Conditions will state their effective date.

12.2 Continued Use. Your continued use of the ngod88 platform following the effective date of any amendment constitutes your acceptance of the revised Terms & Conditions. If you do not accept the revised terms, you must stop using the platform and may request account closure as described in Section 3.5.

12.3 Termination by ngod88. ngod88 may suspend or terminate your account at any time, with or without prior notice, in the event of a breach of these Terms & Conditions, suspected fraud or prohibited conduct, a regulatory requirement to do so, or a decision to withdraw services from a particular jurisdiction. Upon termination for breach, any remaining balance may be withheld pending investigation.

13.1 Informal Resolution. In the event of any dispute, complaint, or claim arising out of or in connection with these Terms & Conditions or your use of the ngod88 platform, you agree to first contact ngod88 customer support via live chat and attempt to resolve the matter informally. ngod88 commits to responding to all formal complaints within five (5) business days.

13.2 Escalation. If an informal resolution cannot be reached within 30 days of the initial complaint being submitted to ngod88 support, either party may escalate the dispute. ngod88 will provide written details of the escalation process applicable to your account at the time of the complaint.

13.3 Language. All communications, disputes, and legal proceedings relating to these Terms & Conditions shall be conducted in the English language. In the event of any translation of these Terms & Conditions, the English-language version shall prevail in all cases of conflict or ambiguity.

For questions, complaints, or requests relating to these Terms & Conditions or your ngod88 account, please contact the ngod88 support team via the live chat feature available on the platform after login. Live chat support is available 24 hours a day, seven days a week.

For written correspondence, you may also contact ngod88 by email. The ngod88 support email address is: [email protected]

Please note that email is not monitored in real time. For urgent account matters — including suspected unauthorised access, self-exclusion requests, and payment disputes — please use the live chat channel for the fastest response.